So I finally went ahead and applied for the American Express Blue Cash card. I’ve had my eye on the card for quite some time (at least over a year), and I honestly don’t know why I didn’t apply for it sooner. I have other cash back credit cards as well, but this one seems to consistently be one of the best, and it offers what look to be some of the best percentages out there.

I don’t have an affiliate link for the card or anything, but I recommend the card anyway. It’s really simple just to apply online and you have your approval within a couple of minutes. They’ll then send you the card within 7 to 10 business days if I remember correctly. I’m not going to explain exactly what the percentages are and everything else about the card, but you can visit their website for that. It’s at least something to consider, just pay it off every month and enjoy the rewards.

Apparently the credit bureau Experian has filed a lawsuit against the identity protection company lifelock. Experian is arguing that third parties shouldn’t be allowed to place fraud alerts on behalf of consumers which is exactly what lifelock does. And it’s easy to understand why Experian wouldn’t like this since it has to cost them money to place the alert and to monitor it.

Experian also makes their money by selling people’s information for pre-approved offers and such. When lifelock opts it’s customers out of this type of junk mail, it limits the credit bureau’s ability to sell the information.

It’s up to every consumer to decide if lifelock’s services are worth the $10 per month charge, since you can set your own fraud alerts and everything yourself for free, but if someone wants to use these services for peace of mind, I see no problem with it. I also don’t like the fact that the credit bureaus sell my information to make a profit so it should be up to us as consumers whether we want to authorize a third party to do these things for us.