Comments on: One Year Emergency Fund in 18 Months http://www.fiscalmusings.com/2008/04/one-year-emergency-fund-in-18-months.html Fri, 03 Feb 2012 19:13:28 +0000 hourly 1 http://wordpress.org/?v=3.0.1 By: williamharward http://www.fiscalmusings.com/2008/04/one-year-emergency-fund-in-18-months.html/comment-page-1#comment-10259 williamharward Thu, 25 Sep 2008 18:27:30 +0000 http://www.fiscalmusings.com/2008/04/one-year-emergency-fund-in-18-months.html#comment-10259 What's up Get the stock alerts early and up-to-date that will help you to have news on the stocks you own and make more money. Visit easystockalerts.com What’s up Get the stock alerts early and up-to-date that will help you to have news on the stocks you own and make more money. Visit easystockalerts.com

]]> By: fiscalmusings http://www.fiscalmusings.com/2008/04/one-year-emergency-fund-in-18-months.html/comment-page-1#comment-1811 fiscalmusings Thu, 17 Apr 2008 14:48:25 +0000 http://www.fiscalmusings.com/2008/04/one-year-emergency-fund-in-18-months.html#comment-1811 I keep it liquid because that keeps options open. I have from time to time "borrowed" from myself when something interesting comes up that I want to take advantage of, but the security is definitely worth having. Plus I put twice as much towards investments as I do this "emergency" account. I keep it liquid because that keeps options open. I have from time to time “borrowed” from myself when something interesting comes up that I want to take advantage of, but the security is definitely worth having.

Plus I put twice as much towards investments as I do this “emergency” account.

]]> By: No Debt Plan http://www.fiscalmusings.com/2008/04/one-year-emergency-fund-in-18-months.html/comment-page-1#comment-1810 No Debt Plan Thu, 17 Apr 2008 13:40:53 +0000 http://www.fiscalmusings.com/2008/04/one-year-emergency-fund-in-18-months.html#comment-1810 As JD often says, "Do what works for you." Some people may think 12 months is way too much, but if that is what works for you then go for it. I would keep a portion of it in a liquid account like ING, another portion in a CD with a high rate, and then the rest in some conservative bond funds to earn a slightly higher return. As JD often says, “Do what works for you.” Some people may think 12 months is way too much, but if that is what works for you then go for it.

I would keep a portion of it in a liquid account like ING, another portion in a CD with a high rate, and then the rest in some conservative bond funds to earn a slightly higher return.

]]> By: AJC @ 7million7years http://www.fiscalmusings.com/2008/04/one-year-emergency-fund-in-18-months.html/comment-page-1#comment-1809 AJC @ 7million7years Thu, 17 Apr 2008 13:34:54 +0000 http://www.fiscalmusings.com/2008/04/one-year-emergency-fund-in-18-months.html#comment-1809 Why liquid? $20k - $100k (what one year represents to most people) makes an awfully useful deposit on one of more investment properties, stocks, etc. Even if you just purchase stocks, in an emergency you can liquidate and cop whatever profit/loss you make on the chin ... after all, it is an 'emergency' ... you're not EXPECTING to have to sell! Why liquid? $20k – $100k (what one year represents to most people) makes an awfully useful deposit on one of more investment properties, stocks, etc.

Even if you just purchase stocks, in an emergency you can liquidate and cop whatever profit/loss you make on the chin … after all, it is an ‘emergency’ … you’re not EXPECTING to have to sell!

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