Fees, especially fluctuating APR finance charges, on credit cards only help you accrue more and more debt. But, there is another way to be able to use plastic and not go into debt or that even have any APR, like the UPside Visa reloadable prepaid card. You are able to fund the card periodically or automatically with allowance schedules, from family, friends and employers. And with multiple plans to choose from (including one that is entirely free to use), you can find a card that fits you and/or your family’s lifestyle, as you can get the card for yourself or one for family members that are either already in need of debt-help or you would like to teach healthy financial living to, like your kids (as young as 13 years of age).
Check it out http://www.upsidecard.com

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