A couple of days ago I talked about starting the new year off right. And one of the possible goals that I mentioned was to learn about investing. This goal could be expanded into learning anything new concerning your finances. You can obviously choose to learn about whatever you’d like, but here are a few topics that you might be interested in learning more about:

• Retirement plans and options (401Ks, IRAs, etc.)
• Debt management and reduction
• Investing in the stock market
• Time management and your personal effectiveness
• Real estate investing
• How to start a new business, or
• Choose your own topic…

Whatever it is that you’ve now chosen to learn more about, it’s not going to just happen. You’re going to have to put a little effort into it and make something happen. Because everyone learns a little differently, I’m going to make a few different suggestions of how you can accomplish this goal without taking too much more of your already precious time.

One suggestion that I wrote about quite a while ago is to establish Your Mobile University. If you’re like most people, you probably spend quite a bit of time in your car whether it’s driving to and from work or running the many errands you need to get done. So, instead of just listening to the radio, try putting in an audiobook about the subject you want to learn about. Most libraries carry all sorts of audiobooks, and if they’re usually checked out you can most likely reserve them through an online system. I highly recommend this option and have done this myself and really enjoyed it.

Another option for those of you can’t stand the thought of silencing the music in your car is to do the same thing while you’re doing things around the house. You may as well learn something new while you’re vacuuming, doing the dishes, or just organizing and straightening up the house. Either put it on your home stereo or use headphones with your iPod or other such device.

A more boring version of the above would be to check out the actual books and just read them. This won’t really save you any time, but you may find that you can concentrate better by focusing only on the one thing. I personally like reading the occasional book but wouldn’t only do this option. It may work for you though.

You also don’t want to forget about all of the information that is available online. There are so many great resources and personal finance blogs out there, not to mention this one. And over this next year Fiscal Musings will be filled with a lot of great information. Also, if there’s something specific you’d like to read about here or learn more about, let me know via email at fiscalmusings@gmail.com or in the comments below.

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