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Archives for November, 2007

$5 off $100 Electronics!1. Cash Money Life gives us 25 Ways to Save Money. Not all of the ideas are applicable for everyone, but you may find a few items of interest. If you find one new way to save then it was probably worth the read.

2. Frugal Journey presents even more money saving tips in the article, 36 Important Money Saving Tips. If you haven’t found a new idea by now, you’re probably a personal finance blogger yourself or you didn’t actually click on the link and read the article.

3. If you’re not into long lists of tips, then you might enjoy reading a different perspective on Why the Rich Get Richer. Instead of just thinking of this as information about the rich however, try to see if you can find something that you can apply in your own life. Who knows, maybe you’ll someday join the ranks.

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Being the Day After Thanksgiving, I thought I would list a few things that I’m thankful for (be they significant or not). This list is also in no particular order.

  • My wife and everything she does for me
  • Tony Romo to Terrell Owens.
  • The opportunity to go back to school to pursue further goals.
  • All of you readers, those who link to me and all of those who subscribe to this blog.
  • The Sourdough Jack from Jack in the Box. This sandwich is really tasty.
  • My current job and all that it allows me to do. I’ll also add the people that I work with who make it more enjoyable.
  • Friends and Family for making everything worth it.

As a bonus to this post, I will now add a list of things that I am not thankful for.

  • Brett Favre and the “big five”
  • The price of gas - I understand I have to pay them, but I don’t have to like it.
  • Fatheads - I can’t really think of a tackier decorating scheme.
  • Taxes and unnecessary/careless government spending.
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Window Tint For Your Home

When we think about tinted windows, scenes from The Fast and the Furious usually come to mind. But this isn’t the only use for window tint. You can also get home tint that serves many practical purposes such as glare reduction, UV protection and heat rejection. The latter will also help with your energy bills. If you’re interested window tint for your home, SnapTint.com has custom kits made for easy installation that are pre-cut to precise measurements.

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This is a guest post from The Rogue League.

There are many ways to invest your money. To me, the stock market has always been the most interesting. I offer a few of my thoughts on investing in stocks here. And since I like fantasy baseball, I’ll offer examples of how these principles would apply in that realm. Note that I’m not actually offering investment advice here, and it’s important to remember that these are general principles– certain situations may require specific actions that go contrary to conventional wisdom.

1) Be Interested - this means to educate yourself on some general economic principles. It means to keep a level of interest in your investments sufficient that you will be aware of all the market forces that can affect it. Ideally, it would be in a company that you are naturally interested in, or perhaps already purchase products from. In terms of fantasy baseball, you have to be aware of what all is going on in major league baseball, enough so that you can make roster moves as needed.

2) Practice Patience - a good stock is a good stock. Hopefully you were able to buy it at a bargain. But perhaps it’s not doing so well right now. In terms of fantasy baseball, if you have Alex Rodriguez on your team, and he hits only .220 in April, would you drop him? You’re not a fool, are you? You keep him, because you know he’ll come around and get you good stats. If you have a good stock, but it’s struggling a bit, give it some time. That’s not to say there aren’t instances where the stock is tanking, and really you just need to get out and cut your losses. Many times, however, people panic prematurely. If you can avoid being one of those guys, you can profit off of them.

3) Embrace Change - sometimes one stock opportunity will have dried up when another is presenting itself. Don’t be afraid to re-evaluate your portfolio and make changes. Indeed, change is a constant in our economy. Our ancestors in the 1920’s could not have dreamed of the internet. However, today’s latest technology will be obsolete tomorrow as new products come to market. How we respond to change is the key. This may seem contrary to #2, but really what it’s saying is, once you’ve made the determination that you’ve been sufficiently patient, now, adapt to the differences. In fantasy baseball terms, once you’ve finally come to the realization that Mike Mussina is simply not, and no longer will be, the player he once was, don’t be afraid to drop him and grab a promising rookie off the waiver wire.

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During the Holiday Season a lot of greeting cards will be sent all over the world. With many companies always trying to come up with the most clever and unique card, there can be a lack of truly beautiful cards. The Gallery Collection is a Corporate Christmas Cards Company that has an extensive assortment of Holiday styles to meet the needs of businesses. They have also just donated greeting cards to be sent to the soldiers and a blank card for them to write home. These cards will be sent along with care packages from Soldiers Angels. If you’re looking for greeting cards, check out a company that’s doing some good in the world.

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With the Holidays fast approaching, many of us will be traveling to visit friends and family. While this can be a great time of year to reconnect with those we care about, we shouldn’t ignore the costs associated with such travel plans. Here are a few ideas to help keep your costs down and still have a great time.

1. Plan ahead and research the best gas prices that are along the route that you’ll be traveling. It only takes a few minutes to take a look on GasBuddy.com and find the cheapest prices. The savings may not seem monumental, but for the amount of gas that you’ll go through on a road trip it can add up pretty quickly.

2. Plan ahead and pack some food to take with you so that you don’t have to stop and “pick something up”. You can save quite a bit of money by not having to eat out on the way to where you’re going. A couple of meals can quickly add up. Pack sandwiches, fruit, chips and other snacks. It would also probably be a lot healthier as well.

3. Plan ahead and take coupons for fast food restaurants if you insist on eating out. Some people would rather not hassle with a cooler and worry about packing food. If that’s the case, save some of the coupons that come in the mail for chain restaurants that almost certainly are along your planned route. It only makes sense to pay less for something if you’re able to.

4. Plan ahead and make hotel/motel reservations in advance if your trip requires an overnight stay. This way you’re able to make sure to get a great rate; you’ll also be assured of a room when you get there. Don’t just hope to get a decent rate wherever you decide to stop for the night.

5. Plan ahead for the trip back following the previous advice. If you’re trying to save yourself the money on the trip out, it would only make sense to do the same on the way home.

I’m sure by now you’ve noticed the recurring theme here, and it doesn’t only apply to saving money when you’re traveling. A lot of money can be saved in many areas of our lives by doing a little planning ahead. With this said, everyone enjoy the Thanksgiving holiday.

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Bad Credit Offers

A lot of people have been hurt financially and their credit has often suffered. Aside from just checking your credit report, you need to take steps to repair it. It makes sense to compare multiple bad credit loans and offers instead of just taking the first offer that one comes across. By continually making your future payments on time you can systematically repair your credit and ensure yourself a brighter future.

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