The following is a guest post from creasy bear over at The Rogue League.

Hello Fiscal Musers. I am creasy bear, friend of Mr. Limeade, and I’ll be writing a guest post for today. Interestingly, I majored in Accounting, and Limeade majored in Engineering, yet his blog is about financial matters and my blog is about nothing important at all. Go figure. Anyway, onto the post.

Perhaps you have seen commercials that make claims that go something like “work from home and earn six figures!” Or “I quit my job and I only work from home 3 days a week.” Or “now I finally have enough cash to buy 100 of every item on the Arby’s menu.” Whatever. I mean, all these claims could be true. Or, of course, those could just be actors that are getting paid to say that. One of the get rich quick schem… er, business opportunities I’ve seen most advertised on TV (and I watch a lot of TV, so I know) is for a site called 61bigmoney.com. Now, I’m not here to tell you this site is a scam, nor will I say anything negative about the site. I’m just going to give you the facts:

- Nowhere on the site does it mention exactly what the “from home business” actually involves
- According to the site, the key to earning lots of cash from home is contained in “secrets”
- This website offers these “secrets”, and they offer it for FREE (for a limited time)
- This FREE offer is yours by just providing some personal contact information

Now, again, I’m not going to speak specifically about this website. Instead, I’ll just give you my interpretation of certain phrases of words in the English language when they are being uttered out of the mouth of someone trying to sell you something.

- When someone tells you something is great, and that you can make a ton of money doing it, but they won’t actually tell you what you need to do until you first give them personal information, you should be skeptical.

- If someone tells you that the key to making money is contained in a bunch of “secrets” that only he/she knows, he/she is full of crap.

- If said offer is purported as FREE, it isn’t.

- If said offer is purported as “good for a limited time only,” they are trying to pressure you into something by introducing the element of time (you should always feel free to sleep on a matter).

- If something is offered for FREE and all you need to do is just provide contact information, you should realize that, when contacted, you’ll be asked for a credit card number or a routing number to your checking account.

What does all this mean? There’s no such thing as a free lunch. There’s no bucket of “secrets” that someone is going to tell you and then suddenly you’ve got cash out the butt while you’re sitting at home. But there are plenty of people who will take your money if they can convince you to believe that. Simply put, to start your own business, whether it be at home or wherever, it requires a good idea, some education, some capital, and hard work.

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