Comments on: Best of the Roth IRA… http://www.fiscalmusings.com/2007/03/best-of-roth-ira.html Sat, 22 Nov 2008 07:51:19 +0000 http://wordpress.org/?v=2.3.1 By: limeade http://www.fiscalmusings.com/2007/03/best-of-roth-ira.html#comment-39 limeade Thu, 05 Apr 2007 23:41:00 +0000 http://www.fiscalmusings.com/2007/03/best-of-roth-ira.html#comment-39 I'm willing to leverage the Roth in order to buy property because that's going from one investment to another.<br/><br/>I don't view money in a Roth and money in an emergency fund the same. Tax free earnings is not the only difference. My emergency fund isn't there for the earnings. I keep investments separate from normal finances like I talk about at the end of <a HREF="http://fiscalmusings.blogspot.com/2007/04/risk-is-it-worth-it.html" REL="nofollow">this post</a>. I’m willing to leverage the Roth in order to buy property because that’s going from one investment to another.

I don’t view money in a Roth and money in an emergency fund the same. Tax free earnings is not the only difference. My emergency fund isn’t there for the earnings. I keep investments separate from normal finances like I talk about at the end of this post.

]]> By: pfodyssey http://www.fiscalmusings.com/2007/03/best-of-roth-ira.html#comment-36 pfodyssey Thu, 05 Apr 2007 22:56:00 +0000 http://www.fiscalmusings.com/2007/03/best-of-roth-ira.html#comment-36 If you're willing to leverage the Roth for buying property, why not for an emergency fund as well? $100 in the Roth or $100 in an "emergency fund" is just the same. The only difference is that the Roth can grow the earning tax-free. Further, you may NEVER need to tap it for an emergency and you then get ALL the benefits of the Roth. If you’re willing to leverage the Roth for buying property, why not for an emergency fund as well? $100 in the Roth or $100 in an “emergency fund” is just the same. The only difference is that the Roth can grow the earning tax-free. Further, you may NEVER need to tap it for an emergency and you then get ALL the benefits of the Roth.

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